All‑In Monthly Vehicle Cost

Runs locally in your browser. Educational estimator. U.S.-focused; rules and pricing vary by state and by country.

Most people only think about the payment. This tool estimates your real all‑in monthly out‑of‑pocket cost.

Payment (loan/lease) — monthly Insurance — monthly Fuel — monthly Maintenance/repairs — monthly estimate Upfront fees (taxes, registration, doc) — total Spread fees over (months)

Enter values above to see results.

Notes

These are simplified models intended for planning and comparison.
Safety comes first. If the vehicle is unsafe, fix or stop driving.
For mileage, the calculator shows miles with km in brackets (1 mile ≈ 1.609 km).