Lease Return Fees & Charges: The “Surprise Bill” Guide
Educational explainer. U.S.-focused. Lease contracts vary—always read your actual agreement.
Lease return fees surprise people because they’re spread across contract pages and condition guides. Here’s the plain-English map of what can show up and how to control it.
Bottom line: The three big buckets are: mileage, condition (wear & tear), and administrative fees (like disposition).
Common lease-end fee categories
- Disposition fee (administrative/remarketing)
- Excess mileage fees
- Wear-and-tear / reconditioning charges
- Missing keys/fobs, manuals, accessories
- Past-due payments or late fees
- Missing maintenance proof (in some programs)
How to reduce lease-end costs
- Know your mileage early (don’t wait until month 34 of 36)
- Get a pre-inspection if offered
- Fix obvious items if cheaper than the charge
- Document condition with photos/video
Where to find the rules
Check the lease contract, the lender condition guide, and any end-of-lease packet. If anything is unclear, ask the lender for written clarification.
FAQ
Can I be charged for tires at lease end?
Yes, if tread is below minimum or tires are damaged or mismatched.
If I buy the vehicle, do I avoid lease-end fees?
Often yes for some fees (like disposition), but mileage/condition may not apply if you’re buying it—depends on contract.