Lease Wear-and-Tear Charges: What Counts as “Excess”
Educational explainer. U.S.-focused. Lease contracts vary—always read your actual agreement.
Most leases allow normal wear, but you can be billed for “excess” wear at turn-in. The definition is usually in the contract or a condition guide.
Working-household move: Compare the charge to fixing it yourself before turn‑in. Sometimes repair is cheaper than the bill.
Common charge categories
- Tires below minimum tread / mismatched tires
- Dents, scratches, paint damage
- Windshield chips/cracks
- Interior stains, tears, smoke odors
- Missing keys/fobs, manuals, accessories
How inspections usually work
Many lenders use a pre-return inspection and then a final inspection. Documentation matters—take your own photos.
How to reduce the bill
- Get a pre-inspection early (if offered)
- Fix obvious issues if cheaper than the charge
- Keep receipts and take photos/video
FAQ
Do I have to use a dealer for repairs before turn-in?
Usually no, unless your contract explicitly requires it. Use quality repairs and keep receipts.
What about small scratches?
Normal wear is often allowed, but rules vary. Check your condition guide or inspection standards.