Normal Wear vs Excess Wear (Lease Turn‑In)

Educational explainer. U.S.-focused. Lease contracts vary—always read your actual agreement.

Lease companies often have a condition guide that defines what counts as “normal.” Anything beyond that can be billed as excess wear.

Typical “normal wear” examples

• Minor small scratches that can be buffed
• Light interior wear consistent with use

Typical “excess wear” examples

• Large dents, deep scratches through paint
• Cracked windshield or major chips
• Tire damage or low tread
• Torn interior, stains, smoke odor

How to manage it financially

If you’re close to turn‑in, compare the lender’s expected charge to getting it repaired yourself (with documentation).

FAQ

Does every lease company use the same standards?

No. Standards vary by lender and sometimes by program.

Is it worth fixing cosmetic issues?

Sometimes. If the repair cost is less than the lease-end bill, it can be worth it.